For the latest information, news, and resources available to businesses as we navigate the impact of the novel coronavirus together, visit our COVID-19 Business Bulletin

COVID-19 Business Bulletin

COVID-19 Business Bulletin2020-12-02T12:07:30-05:00

Last Updated: Wednesday, December 2

Our team at Roswell Inc wants to keep you informed about the latest information, news, developments, and resources available to businesses as we navigate the impacts of COVID-19 together. We have created this “Business Bulletin” as a way to provide you with timely, relevant information. We will periodically publish updates as well as send them out to our email list. If you would like to receive updates via email, you can subscribe below.

We know each business has its own unique circumstances and challenges during this time, and we are here and ready to do all we can to help you and your business navigate this uncertain time. Our team is working virtually, connecting with businesses every day through emails, phone, and video calls. Contact Our Team.

Join Our Business Email List

If you know of any information or resources you think would be of interest or value to the Roswell business community, please send an email to

Take the “Come Back Safely” Pledge

Keeping each other healthy is a shared commitment as the City of Roswell does its part to slow the spread of COVID-19. The  “Come Back Safely” Pledge is a collaborative effort from the City of RoswellRoswell Inc and Visit Roswell to help local business owners, employees, residents, and visitors express a mutual obligation and commitment to the health of our neighbors.
Taking the pledge is a public promise to your customers, neighbors and the broader community that you will take necessary precautions to protect public health. By working together and committing to these basic safety measures, we can slow the spread of COVID-19 in our community.
Businesses that take the pledge commit to:
  • Wash hands frequently & have hand sanitizer available.
  • Wear face coverings when interacting with guests.
  • Follow physical-distancing & capacity guidelines.
  • Follow CDC standards of cleaning & sanitation.
  • Conduct wellness screenings of employees.
  • Train employees on COVID-19 safety procedures.

Businesses and organizations can download the pledge toolkit, which includes a pledge badge graphic, downloadable flyers and posters, and other promotional elements to let their guests know that they have taken the pledge and are serious about their commitment to safety.

Learn more and take the pledge at

Reopening & Recovery Resources

Georgia Industry Specific Guidelines

The State of Georgia has launched a new section on its website to help clarify the measures that businesses are required to take in order to resume operations. The page outlines guidelines for specific industries, including healthcare, restaurants and dining services, grocery stores, salons, fitteness centers, and more. 

Additionally, GDEcD has complied a list of Georgia PPE Suppliers, which is now available to the public. Learn More.

View Georgia COVID-19 Business Guide
The IEDC Launches Resources for Reopening the Economy

The International Economic Development Council (IEDC) has launched a new website dedicated to recovery and reopening resources. This newly launched page includes research and webinars, along with an entire “Reopening by Industry” section that provides a collection of handbooks and guidelines for a variety of industries—manufacturing, sports and entertainment, retail, airlines and tourism, hospitality and restaurants, personal services, real estate and construction, automobile, and more.

Learn More
CDC Reopening Guidance for Cleaning and Disinfecting

The Centers for Disease Control (CDC) has a variety of resources to help businesses reopen safely. This guidance can be used by everyone, whether you own a business, run a school, or want to ensure the cleanliness and safety of your home.  

The CDC has several additional resources available on its website to help businesses plan, prepare and respond to COVID-19. View resource page here. 

View CDC Reopening Guidance
U.S. Chamber Launches Resource Center for Reopening Business

As America’s businesses look to reopen safely and keep employees and customers healthy and informed, employers are facing countless new questions and unprecedented new challenges.

As part of the Path Forward initiative, the U.S Chamber of Commerce launched its Digital Resources Center to provide the latest state guidelines, sector-specific guidance, small business advice, and other tools and resources to help employers and employees return to work safely and successfully. Learn more.

View U.S. Chamber Reopening Resources

Business Resource Hub

On November 30, Governor Brian Kemp issued new executive orders, extending the Public Health State of Emergency through January 8 at 11:59 p.m. In addition to reviewing the full executive order, we encourage businesses to visit the State of Georgia’s COVID-19 Business Guide.

For full details, read the executive orders here: 
Additional Resources


On Wednesday, August 5, Governor Kemp signed into law Senate Bill 359, which protects individuals, businesses and healthcare providers from COVID-19 related claims, unless gross negligence or willful and wanton misconduct has taken place. As specified in the bill, any receipt, ticket, wristband or proof of purchase for entry should include the liability statement in at least 10 pt. font or the warning should be posted at all entry points in 1-inch Arial font.
  • Statement on Receipt, Proof of Purchase, etc.: Any person entering the premises waives all civil liability against this premises owner and operator for any injuries caused by the inherent risk associated with contracting COVID-19 at public gatherings, except for gross negligence, willful and wanton misconduct, reckless infliction of harm, or intentional infliction of harm, by the individual or entity of the premises.
  • Entrance Warning:

Under Georgia law, there is no liability for an injury or death of an individual entering
these premises if such injury or death results from the inherent risks of contracting
COVID-19. You are assuming this risk by entering these premises.

For full details, read Senate Bill 359 here.

Our team is currently reviewing the order to determine more specifically how this impacts our businesses and nonprofits. Please contact us if you have any questions about how this relates to your business, and we will do our best to assist.
  • Roswell Mayor Lori Henry issued an updated Executive Order in conjunction with Governor Kemp’s November 30 Executive Orders, extending COVID-19 safety measures through December 15, 2020 and the Public Health State of Emergency through January 8, 2021.

    The Mayor’s Executive Order mirrors the Governor’s Orders and mandates the following measures:

    • Roswell Public Health State of Emergency: The City of Roswell is extending its own Public Health State of Emergency through December 9, unless the statewide Order is renewed by the Governor.
    • Public Safety Enforcement: All City of Roswell public safety personnel shall be authorized to enforce the Governor’s Orders in accordance with the laws of the State of Georgia and the City of Roswell.
    • Special Event Permits/Rentals: No new special event permits or rental of City facilities shall be allowed other than the City of Roswell Cultural Arts Center, which will strictly adhere to the Governor’s Order.
    • Public Health Safety Measures: All citizens and visitors to City parks and facilities should strictly adhere to Governor Kemp’s Executive Orders for social distancing. All members of the public are also reminded of mandatory criteria for businesses, as well as restrictions for sheltering in place for medically fragile.
    • Face Coverings: All citizens and visitors to Roswell facilities and buildings are required to wear face coverings when inside the buildings.
  • In accordance with the Executive Order signed by Mayor Lori Henry on April 3, 2020, and extended in subsequent Executive Orders, most recently on September 16, 2020, placement of reasonable new temporary information business signage may be installed without a Temporary Sign Permit provided such signage must be in compliance with current code standards. Signs that are placed in the public roadway right-of-way will be removed by the City’s Code Enforcement staff. The allowed temporary signs must be removed or obtain a Temporary Sign Permit at the conclusion of the November 30, 2020 Executive Order/Proclamation and/or any extensions.
  • The City of Roswell reopened City Hall (38 Hill Street) and their facility at 1810 Hembree Road on Monday, June 15, 2020. Both facilities resumed normal business hours and are open for walk-in appointments, Monday – Friday, 8:00 AM – 5:00 PM.The Community Development Department at City Hall will be open to the public for intake of applications (planning and zoning, building permits, land disturbance and tree removal, etc.) from 9:00 AM – 4:00 PM, Monday – Friday. This schedule will allow staff administrative time in the morning and afternoon to process applications, as well as time to sanitize public areas, such as the reception area and conference rooms. Applications may also be submitted digitally via email to to these City facilities are required to wear face coverings when inside the buildings, practice physical distancing and utilize sanitizing stations throughout the buildings to help slow down the spread of COVID-19.
  • The City of Roswell has decided to cancel or postpone many large City events. City leaders decided not to hold these events to continue proactive physical distancing measures and the limiting of gatherings to combat further COVID-19 transmission. Please refer to the city calendar to check the status of other City events and programs.

For more information, visit

NEW –  eBay Up & Running Grant

This holiday season, eBay is giving back to the small businesses that power America. eBay is awarding more than $500,000 in grants and education resources to help small businesses stay up and running online and secure their future into 2021 and beyond. 50 eBay small business sellers will receive grant packages of $10,000, including cash, eBay credits, coaching through eBay Seller School, and more. Apply by sharing how you would invest the grant to grow your business online. The application opens November 23, 2020, and closes December 11, 2020, at midnight ET.  Learn More.

Grantees will be selected via a panel and announcements will be made about recipients on or about the week of February 1st.

GoFundMe Small Business Relief Fund

The Small Business Relief Fund will provide micro-grants to qualifying small businesses negatively impacted by the COVID-19 pandemic. The Small Business Relief Fund is part of the Small Business Relief Initiative—a program supported by GoFundMe. The Small Business Relief Initiative will supply financial assistance and support to businesses across the country by providing grants, tools, and resources to help during the crisis. Learn More.


eBay “Up & Running” Small Business Accelerator Program
eBay is pledging $100 million to help brick-and-mortar small businesses move their goods and services online through their “Up & Running” accelerator program. The offer includes a free basic eBay store for three months and waiving selling fees through June 30 for up to 500 orders. Learn More.


Our team is working on collecting information on grants and other financial resources available to businesses. Please contact if your company has established a grant program or another financial resource for businesses, or if you know of a program not listed here.


SBA and Treasury Announce Simpler PPP Forgiveness for Loans of $50,000 or Less

The SBA, in consultation with the Treasury Department, has released a simpler loan forgiveness application for Paycheck Protection Program (PPP) loans of $50,000 or less. This action streamlines the PPP forgiveness process to provide financial and administrative relief to America’s smallest businesses while also ensuring sound stewardship of taxpayer dollars. Learn More.


The SBA is Now Accepting New Applications for Economic Injury Disaster Loans and Advance

In response to the Coronavirus (COVID-19) pandemic, small business owners in all U.S. states, Washington D.C., and territories are able to apply for an Economic Injury Disaster Loan advance of up to $10,000. This advance is designed to provide economic relief to businesses that are currently experiencing a temporary loss of revenue. This loan advance will not have to be repaid. 

SBA has resumed processing EIDL applications that were submitted before the portal stopped accepting new applications on April 15 and will be processing these applications on a first-come, first-served basis. On June 15, SBA resumed accepting new Economic Injury Disaster Loan (EIDL) applications from all qualified small businesses, including agricultural businesses, and non-profit organizations Learn more.

Economic Injury Disaster Loans and Loan Advance

The Small Business Administration (SBA) has officially designated Georgia as a disaster area, which means small businesses and nonprofits in Georgia can now apply for economic injury disaster recovery loans of up to $2 million per loan/business to assist small businesses impacted by COVID-19.

These economic injury disaster loans can help small businesses overcome the temporary loss of revenue they are experiencing. Loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact. This presentation contains a full overview of the program.

—— > Learn more and apply for a loan at

Additionally, small business owners in all U.S. states, Washington D.C., and territories are eligible to apply for an Economic Injury Disaster Loan advance of up to $10,000. The loan advance will provide economic relief to businesses that are currently experiencing a temporary loss of revenue. Funds will be made available within three days of a successful application, and this loan advance will not have to be repaid. Click here to learn more about available relief options.

**Loan Comparison Overview available under the CARES Act section of this page

SBA Express Bridge Loans

Express Bridge Loan Pilot Program allows small businesses who currently have a business relationship with an SBA Express Lender to access up to $25,000 with less paperwork. These loans can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing and can be a term loans or used to bridge the gap while applying for a direct SBA Economic Injury Disaster loan. If a small business has an urgent need for cash while waiting for decision and disbursement on Economic Injury Disaster Loan, they may qualify for an SBA Express Disaster Bridge Loan. Learn more.

Additional SBA News & Resources
  • The SBA announced on March 23 changes to help borrowers still paying back SBA loans from previous disasters. By making this change, deferments through December 31, 2020, will be automatic. Now, borrowers of home and business disaster loans do not have to contact SBA to request deferment. Read more.
  • The SBA has a wealth of resources available on its website that cover everything from guidance for business and employers during COVID-19 to information about programs to assist with access to capital and exporting. Learn more.
Unemployment Earnings Exemption Increased to $300 per week

Pursuant to the emergency rule issued on March 26, 2020, an individual can make up to $300 per week without reducing their maximum weekly benefit amount, allowing employees to work reduced hours and still qualify for state weekly benefits and the federal $600 weekly supplement (FPUC). Learn more.


Lost Wages Assistance Program

The Georgia Department of Labor (GDOL) is distributing federal unemployment funds as part of the CARES Act (Coronavirus Aid, Relief, and Economic Security) bringing economic relief to many Georgians.

The Lost Wages Assistance Program, or LWA, is part of President Trump’s executive order to extend enhanced federal unemployment benefits.

Claimants who qualify for the LWA program will be issued their first round of supplemental payments by early this week for the first three eligible weeks. LWA is a program that receives funding from the Federal Emergency Management Administration’s (FEMA) Disaster Relief Fund. LWA will allow distribution of an additional $300 weekly supplement to eligible individuals receiving UI benefits from state and federal unemployment insurance programs.

FEMA announced that all states will be limited to six weeks of benefits. The GDOL recently received approval for all six weeks of LWA benefits. The GDOL plans to issue the final three weeks’ worth of payments by late September.

Eligibility for the LWA Program is based upon an individual’s weekly benefit determination – an amount calculated by a claimant’s reported wages. Individuals must have received a weekly benefit amount determination of at least $100 to be eligible for LWA supplemental benefits. He/she must also be unemployed or partially unemployed due to disruptions caused by the COVID-19 pandemic.

The Georgia Department of Labor (GDOL) is temporarily suspending in-person requirements for services provided by the agency. In accordance with Governor Kemp’s recommendation, the GDOL is providing online access to unemployment services, partial claim access for employers, and other reemployment services.
What Employers Need to Know
  • Employers are required to file partial claims on behalf of their employees whenever it is necessary to temporarily reduce work hours or there is no work available for a short period. Any employer found to be in violation of this rule will be required to reimburse GDOL for the full amount of unemployment insurance benefits paid to the employee. Learn more.
  • Employers now have two methods of submitting partial claims (now known as employer filed claims) – Multi-Claims Upload or Single Claim Entry. Multi-Claims Upload allows employers to upload an Excel spreadsheet using a GDOL template. This method saves time by eliminating the need to manually enter each employee’s information each week.You can simply update earnings information and upload a new spreadsheet for each week. You must download and use the GDOL Excel template. The template is available in the Employer Portal on the File Employer Filed Claims application. Read more and get the template.
Have you already filed an unemployment claim?

The DOL has posted information for both individuals and employers that includes time frames, important details to share with your employees, and ways to check the status of your claim. Read more.

Families First Coronavirus Response Act (FFCRA) Effective April 1
The Families First Coronavirus Response Act (FFCRA) gives businesses with fewer than 500 employees the funds to provide employees with paid leave, either for the employee’s own health needs or to care for family members.
The FFCRA goes into effect Wednesday, April 1 and applies to leave taken between April 1 and December 31, 2020. The legislation enables employers to keep workers on their payrolls, while at the same time ensuring workers are not forced to choose between their paychecks and the public health measures needed to combat COVID-19.
Below is a basic overview about FFCRA. Our goal is to provide these FAQs to you as a refresher about what the act entails and how it may impact your business.
This is not a comprehensive overview of the program. This is simply a starting point.
For in-depth information, including employee rights, which employees qualify, requirements of employers, employee notice rules, qualifying reasons for paid leave, how it applies to teleworking, duration of pay, calculating pay for full- time and part-time employees, and tax credit information, visit the links below:
Basic FAQs about FFCRA

What is required of employers?

Covered employers must provide to all current employees:
Two weeks (up to 80 hours) of paid sick leave:
  • At regular rate of pay where the employee is unable to work because the employee is quarantined, and/or experiencing COVID-19 symptoms and seeking a medical diagnosis; or
  • At 2/3 rate of pay because the employee is unable to work because of a need to care for an individual subject to quarantine, or care for a child (under 18 years of age) whose school or child care provider is closed or unavailable for reasons related to COVID-19.
 Up to an additional 10 weeks of paid expanded family and medical leave:
  • 2/3 the employee’s regular rate of pay where an employee is unable to work due to a need for leave to care for a child whose school or child care provider is closed or unavailable for reasons related to COVID-19.
  • Employee must have been employed for at least 30 days.

Who is considered a “Covered Employer”?

The paid sick leave and expanded family and medical leave provisions of the FFCRA apply to certain public employers, and private employers with fewer than 500 employees.

Who is considered a “Covered Employee”?

All current employees of covered employers are eligible for two weeks of paid sick time for specified reasons related to COVID-19. Employees employed for at least 30 days are eligible for up to an additional 10 weeks of paid family leave to care for a child under certain circumstances related to COVID-19.

Does my business qualify for an exemption?

A small business is exempt from certain paid sick leave and expanded family and medical leave requirements if providing an employee such leave would jeopardize the viability of the business as a going concern. This means a small business is exempt only if the:
  1. Employer employs fewer than 50 employees;
  2. Leave is requested because the child’s school or place of care is closed, or child care provider is unavailable, due to COVID-19 related reasons; and
  3. An authorized officer of the business has determined that at least one of the three conditions described in Question 58 in this FAQ section is satisfied.

How will I be reimbursed for the paid leave?

Employers receive 100% reimbursement for paid leave pursuant to FFCRA. Private sector employers that provide paid sick leave and expanded family and medical leave required by the FFCRA are eligible for reimbursement of the costs of that leave through refundable tax credits.
Employers may claim tax credits beginning on April 1.
For full information from the IRS about this process, including how to claim a tax credit and receive an advance payment of the credit is available at:
***If you think this program applies to your business, please contact your CPA, banker, and/or attorney to discuss the specifics, along with any potential overlap there may be with the recently approved CARES Act, the federal economic stimulus package, the details of which are still forthcoming.***

What is my employee notice requirement?

Each covered employer must post a notice of the FFCRA requirements in a conspicuous place on its premises. An employer may satisfy this requirement by emailing or direct mailing this notice to employees, or posting this notice on an employee information internal or external website.
Notice must be provided by April 1. 
Peer2Peer Warm Line

A free service provided by the Georgia Mental Health Consumer Network that features 24/7 support for individuals experiencing chronic or acute behavioral health challenges – including depression, anxiety and trauma.
call: 888-945-1414

The Summit Wellness Group

Roswell-based dual diagnosis addiction treatment center. Available via phone 24/7 to provide support to anyone suffering from addiction or mental health-related challenges. Their website features in-depth guides on suicide prevention and overdose prevention.
call: 770-692-2052
location: 745 Hembree Pl, Roswell, GA 30076


National Suicide Prevention Lifeline

The Lifeline is a national network of local crisis centers that provides free and confidential emotional support to people in suicidal crisis or emotional distress 24 hours a day, 7 days a week. They are committed to improving crisis services and advancing suicide prevention by empowering individuals, advancing professional best practices, and building awareness.
call: 1-800-273-8255


Georgia Crisis & Access Line

GCAL provides immediate access to routine or crisis services, including providing telephonic crisis intervention services, dispatching mobile crisis teams, assisting individuals in finding an open crisis or detox bed across the State, and linking individuals with urgent appointment services. GCAL is operated by the Behavioral Health Link Crisis call Center, a nationally accredited Health Care Call Center, crisis center, and partner in the National Suicide Prevention Lifeline.
call: 1-800-715-4225


Detox Local

Attempting to quit alcohol or drugs cold turkey can be fatal. Alcohol withdrawal poses a very serious and unique set of risks as it is one of the most dangerous withdrawal syndromes. Making sure a detox center is prepared and qualified to safely and effectively treat alcohol withdrawal is the top priority when searching for a detox center. Furthermore, different drugs produce different effects and symptoms during withdrawal, some more serious than others. This comprehensive resource features in-depth information on drug withdrawal, as well as resources for finding medical detox centers.

Career Reboot Fulton

Career ReBoot Fulton is a $5M retraining program that will provide FREE access to computer training for 3,000 Fulton County residents to improve their computer skills as they re-enter the workforce. The program will enable recently laid-off or unemployed Fulton residents to earn industry-recognized certifications online or in-person via Goodwill of North Georgia’s career training centers. Opportunity ATL, the Metro Atlanta Chamber’s job resource initiative, will provide employment connections to program participants, leveraging an existing network of employers in the region. Career Reboot Fulton is being directly funded by Fulton County using CARES Act funds. Career ReBoot Fulton will run from August 24th until the end of the year.

Program Design:
Career ReBoot Fulton will provide a free set of wrap-around services to help our unemployed residents return to the workplace: 1) Digital Literacy Training, 2) Career Counseling and 3) Employment Connections.

1) Digital Literacy Training: Participants will be offered three levels of digital literacy training for Fulton residents. Classes can be taken self-paced or instructor-led at one of Goodwill of North Georgia’s metro area career centers.
o Level 1 – Awareness (explore access to technology, career exploration)
o Level 2 – Basic Skills (digital skills assessment, computer basics intro)
o Level 3 – Productivity Tools (Microsoft Office and G-Suite basic proficiency)

2) Career Counseling: Participants will receive career counseling via Goodwill of North Georgia to help position them for a career path using their new computer skills.

3) Employment Connections: Participants with receive resume writing, job search assistance and access to virtual jobs fairs led by Goodwill of North Georgia, supported by the Metro Atlanta Chamber of Commerce.

To enroll in Career ReBoot Fulton, Fulton County residents can go to; email, call 844.344.WORK (9675); or visit one of Goodwill of North Georgia’s Career Centers.

Georgia Department of Labor (GDOL)

Georgia DOL is committed to providing a wide array of services to assist businesses in hiring, training, and retaining skilled, highly-qualified employees. Some of the high value, customized workforce solutions Georgia DOL provides at no cost to businesses include the following: Recruitment and Job Postings, Labor Market Information, Assistance with Employment Related Laws, Assistance with Tax Credits and Veteran Services.

For more information, visit and


Greater North Fulton Chamber

The Greater North Fulton Chamber is the only regional chamber in North Fulton and serves as the recognized leader for business growth, talent development and regional prosperity. The Chamber recently launched as a workforce development initiative connecting jobs and talent in North Fulton.

For more information, contact Mark Goodman at


Goodwill of North Georgia

Goodwill of North Georgia’s Career Centers offer access to job boards, résumé software, computers, cover letter writing assistance, job fairs and even one on one support from a career coach. Goodwill also provides custom training programs and services to build soft skills, develop entry-level skills, and improve a candidate’s overall marketability.

For more information visit:
Woodstock Career Center
9425 Highway 92
Woodstock, GA 30188

Fulton County: Digital Literacy Program

Good digital skills are needed to succeed in the jobs of today and the career you want tomorrow. FREE workshops are available for all levels from those new to computers to advanced learners looking to enhance their digital skills. Take classes online at home or at a Goodwill Career Centers at no cost to you. Get started today and register at

Need help registering online? Call 844.344.WORK (9675) or email us at


Metro Atlanta eXChange (MAX)

MAX  exists to convene and connect the workforce development community in the Atlanta region. It also serves as a catalyst for empowering and aligning workforce development efforts to meet the needs of employers across the region. MAX oversees a virtual job board as a resource for both job seekers and employers in the Atlanta area. 

If you are a job seeker, visit

If you are an employer, visit


The Drake House

The Drake House provides short-term crisis housing, education and empowerment programs for homeless, single mothers and their children in North Metro Atlanta. Designed to provide stability for the children and assist the family in working toward self-sufficiency, the Drake House employs career coaches to walk alongside mothers as they seek employment. To combat the barrier of transportation, the Drake House provides mothers with Marta passes to get to and from work. 

For more information, contact Shirlene Anderson at


North Fulton Community Charities (NFCC)

NFCC assists individuals and families living in the North Fulton area with a variety of emergency needs. In an effort to move individuals from unemployed to employed, NFCC Job & Career Coaches partner with the local business community to match skills and experience of workers with immediate employment needs.

For more information, contact Eden Purdy at


First Step Staffing

First Step Staffing helps individuals transitioning from homelessness secure sustainable income through employment in local businesses. First Step also provides transportation assistance through its vanpool.  

For more information, contact Amelia Nickerson at or 404-276-5794.

Greater North Fulton Chamber

Benefit Plan Information

Plan considerations for Employers who are considering employment structure changes during health plan renewals for 2021:

FREE Webinar Series: Economic Recover in North Fulton

We’re proud to partner with the Greater North Fulton Chamber on the June webinar series: Economic Recovery in North Fulton. Join us for this virtual series to hear how North Fulton leaders are managing change and planning for recovery.

Past Recordings


Telework Webinar Series

Georgia Commute Options is hosting a FREE Telework Webinar Series to share information about managing objectives and deliverables while teleworking, collaborating through technology, supporting good working habits and more.

In numerous conversations with both top employers and small business owners alike, a common concern regarding childcare continues to emerge. Whether daycares are experiencing a change in hours or operating capacity, the lack of childcare is an obstacle our employers are facing as they work to reopen.
To help businesses looking for childcare providers, we have compiled a list of Roswell facilities that are currently enrollingDownload List.

The Coronavirus Aid, Relief, and Economic Security (CARES) Act, signed into law on March 27, allocates $349 billion to help small businesses keep workers employed amid the current circumstances they are encountering. The CARES Act provides funding for the Paycheck Protection Program, modifies the existing Economic Injury Disaster Loan (EIDL) program and provides immediate loan payment relief for current SBA 7(a) borrowers.

The UGA Small Business Development Center, Georgia Department of Community Affairs, and Georgia Department of Economic Development have released an overview and comparison of the different emergency loans available to small businesses. 

Key components and eligibility requirements of each option are included in the email content below. These resources can also be accessed through the following links. The Grid comparison provides a side-by-side comparison of the programs.

**If you are interested in taking advantage of one of these emergency loan options, please contact your CPA, banker, and/or attorney to discuss.**

Program Comparison

SBA Guaranteed Loan Payment Relief

The Small Business Administration (SBA) will pay the principal, interest, and any associated fees owed on guaranteed loans as follows:

  • Existing borrower not on deferment: 6 months beginning with the next payment due.
  • Existing borrower on deferment: 6 months of payments beginning with the next payment due on the loan after the deferment period; and
  • New borrower: 6 months of payments beginning with the first payment due on the loan, but only for new loans made within the first six months starting from the date of enactment 
Economic Injury Disaster Loan (EIDL)
  • Eligibility: Businesses with 500 employees or fewer. Includes sole proprietorships, independent contractors, cooperatives, ESPOs and tribal small business with <= 500 employees.
  • Up to $2 million can be provided to help meet financial obligations and operating expenses that could have been met if the disaster did not occur, think of this as working capital.
  • Loans can be made based solely on credit scores.
  • The interest rate on EIDLs will be 3.75% interest rate for small businesses.
  • The first 12 payments will be deferred and not become due until one year after the original disbursement. Interest does accrue during this time.
  • The term of these loans will be up to 30 years.
Emergency Economic Injury Disaster Loan (EIDL) Advance
  • Eligibility: Advances are available to small businesses, sole proprietors, independent contractors, tribal businesses, as well as cooperatives and employee-owned businesses in operation on January 31, 2020.
  • For those that apply for the Economic Injury Disaster Loan (EIDL) listed above, an ADVANCE of up to $10,000 will be provided to small businesses within several days of applying for the loan.
  • The advance does not need to be repaid, even if the grantee is subsequently denied an EIDL.
  • Funds can be used to provide paid sick leave to employees, maintain payroll, meet increased production costs due to supply chain disruptions, or pay business obligations, including debts, rent and mortgage payments.
Small Business “Paycheck Protection Program” (PPP)

A new $349 billion lending program under the existing SBA 7(a) program. The SBA guarantee of PPP loans will be 100% through the end of 2020. PPP loan payments will be deferred for a minimum of 6 and up to 12 months. Loans will be administered through local and regional banks; any federally regulated bank may become an SBA lender for this purpose. The Department of the Treasury will issue regulations for these loans quickly.

  • The interest rate will not exceed 4%; currently fixed at 1%.
  • Eligibility:
    • Small businesses as defined by SBA size standards, generally up to 500 employees, but up to 1,500 employees depending on the sector as certain sectors are based on revenue.
    • Sole proprietors, the self-employed, and independent contractors.
  • Regulatory Streamlining:
    • SBA’s standard “no credit elsewhere” test is waived.
    • No personal guarantee or collateral required.
    • No additional fees will be applied to these loans.
  • Size of loans: Up to $10 million. Loan amount is based on recent payroll costs, compensation paid to individuals, including the self-employed. Compensation in excess of $100,000 a year to any individual is excluded.
  • Requirements: The business must certify the loan will be used to retain workers, maintain payroll, make mortgage or lease payments, and pay utilities.
  • Loans may be forgiven, up to an amount equaling eligible payroll, mortgage interest, rent and utility cost, incurred during the 8-week period starting from loan origination. Compensation in excess of $100,000 a year to any individual, independent contractor or sole proprietor will not qualify for forgiveness.
    • Non-payroll costs cannot make up more than 25% of the loan forgiveness amount.
    • Loan forgiveness is reduced by layoffs or pay reductions in excess of 25%.
    • Loan forgiveness is not treated as taxable income.

CARES Act Business Resources

The U.S. Chamber has developed new and updated resources to assist businesses under the CARES Act (Phase III bill).
The U.S. Department of Treasury issued additional guidance regarding the Paycheck Protection Program, which will provide up to $349 billion toward job retention and certain other expenses.
Small businesses and eligible nonprofit organizations, Veterans organizations, and Tribal businesses described in the Small Business Act, as well as individuals who are self-employed or are independent contractors, are eligible if they also meet program size standards.

Roswell Rotary CARES Act Chat

Kevin Suchecki with Synovus, William Lindsey a CPA and Steve Stroud have a chat about the various relief options in the Care Act and available through the SBA.

Notice: Paycheck Protection Program closed August 8, 2020

Current law dictates that the Paycheck Protection Program (PPP) close at the end of August 8, 2020. As such, SBA is no longer accepting PPP applications from participating lenders.

The Small Business Administration, in consultation with the Department of Treasury, will promptly issue rules and guidance, a modified borrower application form, and a modified loan forgiveness application implementing these legislative amendments to the PPP.
These modifications will extend the covered period for loan forgiveness from eight weeks after the date of loan disbursement to 24 weeks after the date of loan disbursement, providing substantially greater flexibility for borrowers to qualify for loan forgiveness. Borrowers who have already received PPP loans retain the option to use an eight-week covered period.
For full details, visit the SBA Website.
Roswell PPE Suppliers

Several Roswell companies produce or have access to PPE supplies. We have compiled a list of suppliers/manufacturers that have offered access to these supplies publicly. Download List.

If your company manufactures or has access to PPE and would like to be added to this list, please contact Kimberly Allred,


Georgia COVID-19 PPE Suppliers

Many Georgia companies have joined the fight against the COVID-19 pandemic by providing critical health care supplies to those on the front lines of this fight: health care workers, first responders and law enforcement, food service industry employees, logistics workers, and reopening small businesses.

The Georgia Department of Economic Development is pleased to make this list accessible to the public. Learn More.


Help Georgia Fight COVID-19

The Georgia Department of Economic Development (GDEcD) is leading the state’s charge to identify manufacturers and distributors across Georgia that produce, distribute, or store critical health care supplies that are already limited in supply or may become scarce in the weeks ahead. GDEcD is also looking for facilities that can be repurposed for the production of these vital products.

Is your business able to provide assistance and resources with either existing or adaptable production lines and facilities? Please complete this form.

  • Employer Tax Credits
    Many businesses that have been severely impacted by coronavirus (COVID-19) will qualify for new employer tax credits (PDF) – the Credit for Sick and Family Leave and the Employee Retention Credit.
  • The IRS has established a special section of the agency’s website focused on steps to help taxpayers, businesses and others affected by this coronavirus. Their page will be updated as new information is available.
As a resource partner of our organization and the U.S. Small Business Administration, SCORE is committed to continuing its support of businesses, especially during these difficult times. To provide businesses with guidance and assistance related to COVID-19, SCORE has launched its Coronavirus Small Business Resource Hub, which provides information about mentoring, financial assistance and reopening guidance.
The needs of home businesses, sole proprietors, and independent contractors are different than small businesses with storefronts or physical office locations and a payroll of 10-20 employees. Our team has compiled five tips to help these businesses navigate and prepare for the months ahead.
  1. Evaluate SBA Loan and Disaster Recovery Option
    The Coronavirus Aid, Relief, and Economic Security (CARES) Act, signed into law on March 27, allocates $349 billion to help small businesses, which includes options for sole proprietors, self-employed, and independent contractors. Unfamiliar with the programs and need a place to begin your research? We have posted a program comparison under the CARES Act section of this page.
  2. The Coronavirus Aid, Relief, and Economic Security (CARES) Act, signed into law on March 27, allocates $349 billion to help small businesses, which includes options for sole proprietors, self-employed, and independent contractors. Unfamiliar with the programs and need a place to begin your research? We have posted a program comparison under the CARES Act section of this page.Additionally—according to state officials, gig and contract workers will be able to apply for jobless benefits starting Monday. Read the AJC article.
  3. Create a Relationship with a Local Bank
    If you don’t already have a relationship with a local bank and banker, now is a good time to establish and build one. This can be done virtually with any local bank. If you need a place to start, begin with the bank you use personally and research options for sole proprietors and independent contractors. Community and regional bankers are usually connected with other local businesses in your industry, which can make decision making easier and more localized.
  4. Prioritize Online Learning
    Attend webinars and online development programs to stay on top of your industry or develop a new skill and service offering. There are a variety of resources being offered right now, from programs through the Greater North Fulton Chamber to other professional associations.One resource we recommend is SCORE – a partner of the U.S. Small Business Administration. Check out SCORE’s Small Business Resource Hub for FREE webinars, online trainings, and professional development articles during April.You can even sign up to be paired with a professional SCORE mentor, a qualified business partner that can provide you with one-on-one support.
  5. Revisit Your Business Plan
    Now is a good time to dust off your business plan, evaluate your goals, revisit your growth strategy, and create an updated plan for the next 12-36 months. Don’t have a business plan? Numerous resources are available online to assist you in creating one. A great starting point is the Small Business Administration website for tools and templates.
  6. Invest in Your Network
    Relationships are key to doing business. And, more importantly, they are essential to our mental and emotional wellbeing right now. One of the best recommendations we have for sole proprietors and independent contractors is to invest time into building and supporting your professional network.Look for opportunities to help your peers. Identify innovative ways to solve someone’s problem. Invite a business contact to a virtual coffee meeting, just to catch up and connect. Support a local nonprofit doing good in the community.By finding ways to intentionally stay connected with others in this time of social distancing, you will help both your business, and our entire community, come out stronger on the other side.

Our team has been talking with businesses around the clock, counseling them on important steps they can be taking during this time of global uncertainty related to COVID-19. Our biggest piece of advice? To be proactive in asking questions and gathering information.

To help with this, we have compiled our Top 6 recommendations for things your business can be doing right now to prepare for the months ahead.


6 Things Your Business Can Do Right Now

1. Talk to Your Banker
Reach out to your local bank or creditor to discuss your current loan structures, lines of credit, equity lines, and availability of credit. Being proactive and having these conversations now will help you prepare for the weeks and months ahead. Your banker can also be a great local resource to discuss the economic injury disaster loans now available to small businesses and nonprofits in Georgia through the Small Business Administration.  

2. Review Your Lease
Contact your landlord to talk through your current lease and analyze together how you can plan and potentially adjust the agreement and terms to meet the immediate and future needs of both your business and your landlord.

3. Analyze Your Business Insurance
Contact your business insurance agent and discuss and review your current policy and coverage. Make sure you know what your insurance covers and what it doesn’t. Adjust your policy for any needs you anticipate having in the future. This is also a great time to contact your business health insurance provider to discuss your current plan and coverage for you, your employees, and their families.

4. Discuss Your Financial Status With Your CPA
Review your current financial status with your CPA and go over any tax issues you may be facing, such as making payments. Discuss deferral options at the federal, state, and local levels – including corporate tax, sales tax, and business licensing. Lastly, analyze your cash flow projections to help shore up the foundation of your current business.

5. Check With Your Vendors
Take an afternoon and check with all your current vendors and suppliers, such as your copier/printer, phone/internet, utilities, etc. Some are giving customers special offers, discounts, and grace periods to help businesses navigate this uncertain time.

6. Call Your Attorney
Be sure to contact your attorney to talk about your leases, contracts, and policies – as many of us do not read the fine print. Let your attorney know how your business is currently operating and ask for advice to help you over the coming months. 

The Centers for Disease Control (CDC) has an entire section of its website dedicated to providing guidance to businesses and employers to help them navigate the COVID-19 outbreak. This includes preparing workplaces, reducing transmission among employees, and maintaining healthy business operations.

Please visit the site and help do your part in slowing the spreading of COVID-19.

  • A group of restaurants in Roswell have started a program to help schools providing lunches to children who need them. You can purchase gift cards to participating restaurants and then donate the value to a school meal distribution program. The restaurant prepares healthy meal options based on the amount of gift cards purchased. Volunteers pick up the meals and distribute them to the students in need. Learn more.
  • COVID-19 has caused a tremendous strain on our healthcare industry. Wellstar Health System has created a page on its website to provide businesses with information on how they can best assist during these difficult times. If your company is interested in donating supplies/services or making a monetary donation to the Wellstar Foundation click here.

Contact Our Team

Steve Stroud

Steve Stroud
Executive Director, Economic Development
Direct: 470.359.6644

Ashley Allen

Ashley Allen
Communications & Operations Manager
Direct: 470.359.6640

Kimberly Allred

Kimberly Allred
Business Relations & Strategic Partnerships Manager
Direct: 470.359.6645

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