For the latest information, news, and resources available to businesses as we navigate the impact of the novel coronavirus together, visit our COVID-19 Business Bulletin

COVID-19 Business Bulletin

COVID-19 Business Bulletin2020-06-02T11:57:25-04:00

Last Updated: Tuesday, June 2 @ 12:00 p.m.

Our team at Roswell Inc wants to keep you informed about the latest information, news, developments, and resources available to businesses as we navigate the impacts of COVID-19 together. We have created this “Business Bulletin” format as a way to provide you with timely, relevant information. We will publish updates to this information here on this page and will also send them out to our email list. If you would like to receive updates via email, you can subscribe below.

We know each business has its own unique circumstances and challenges during this time, and we are here and ready to do all we can to help you and your business navigate this uncertain time. Our team is working virtually, connecting with businesses every day through emails, phone, and video calls. Contact Our Team.

Join Our Business Email List

If you know of any information or resources you think would be of interest or valuable to the Roswell business community, please send an email to carisa@roswellinc.org.

Reopening & Recovery Resources

Georgia Industry Specific Guidelines

The State of Georgia has launched a new section on its website to help clarify the measures that businesses are required to take in order to resume operations. The page outlines guidelines for specific industries, including healthcare, restaurants and dining services, grocery stores, salons, fitteness centers, and more. 

Additionally, GDEcD has complied a list of Georgia PPE Suppliers, which is now available to the public. Learn More.

View Georgia COVID-19 Business Guide
The IEDC Launches Resources for Reopening the Economy

The International Economic Development Council (IEDC) has launched a new website dedicated to recovery and reopening resources. This newly launched page includes research and webinars, along with an entire “Reopening by Industry” section that provides a collection of handbooks and guidelines for a variety of industries—manufacturing, sports and entertainment, retail, airlines and tourism, hospitality and restaurants, personal services, real estate and construction, automobile, and more.

Learn More
CDC Reopening Guidance for Cleaning and Disinfecting

The Centers for Disease Control (CDC) has a variety of resources to help businesses reopen safely. This guidance can be used by everyone, whether you own a business, run a school, or want to ensure the cleanliness and safety of your home.  

The CDC has several additional resources available on its website to help businesses plan, prepare and respond to COVID-19. View resource page here. 

View CDC Reopening Guidance
U.S. Chamber Launches Resource Center for Reopening Business

As America’s businesses look to reopen safely and keep employees and customers healthy and informed, employers are facing countless new questions and unprecedented new challenges.

As part of the Path Forward initiative, the U.S Chamber of Commerce launched its Digital Resources Center to provide the latest state guidelines, sector-specific guidance, small business advice, and other tools and resources to help employers and employees return to work safely and successfully. Learn more.

View U.S. Chamber Reopening Resources

Business Resource Hub

On May 28, Governor Brian Kemp issued 2 new executive orders. The first order extends the Public Health State of Emergency for 30 days and the second provides additional guidance for businesses and residents. The latest order limits gatherings to 25 people, continues to limit restaurant to 10 people per party and outlines new or additional guidelines for bars, water parks, temporary amusement ride operators, public schools and overnight summer camps.
Additional Resources
Our team is currently reviewing the order to determine more specifically how this impacts our businesses and nonprofits. Please contact us if you have any questions about how this relates to your business, and we will do our best to assist.
  • The City of Roswell is beginning the phased-in process of reopening City buildings to the public. City staff have been working continually throughout the COVID-19 pandemic—at home, in the office and in the field with physical distancing measures in place—but City buildings have been closed to the public since mid-March. The first phase of reopening City buildings will include limited hours through appointments only for specific services beginning June 1, 2020. There will be a maximum of two people allowed per appointment. Learn More.
  • The City of Roswell has decided to cancel or postpone many large City events that were scheduled during the month of June, as well as Independence Day events on July 4 and Alive in Roswell in both June and July. City leaders decided not to hold these events to continue proactive physical distancing measures and the limiting of gatherings to combat further COVID-19 transmission.Cancelled events include the following. Please refer to www.roswellgov.com/calendar to check the status of other June and July events and programs:
    • Saturday, June 6: Riverside Sounds Concert—Cancelled
    • Friday, June 12: Music on the Hill Concert—Cancelled
    • Saturday, June 13: Lavender Festival at Barrington Hall—Cancelled
    • Saturday, June 13: Slip-N-Slide Extravaganza at Leita Thompson Memorial Park—Cancelled
    • Thursday, June 18: Alive in Roswell—Cancelled
    • Friday, June 26: Family Food Truck Fridays at Riverside Park—Cancelled
    • Saturday, July 4: Barbecue & Bluegrass at Barrington Hall—Cancelled
    • Saturday, July 4: Annual 4th of July Fireworks Extravaganza—Cancelled
    • Friday, July 10: Music on the Hill Concert—Cancelled
    • Thursday, July 16: Alive in Roswell—Cancelled
  • Due to the circumstances surrounding the COVID-19 pandemic, the City of Roswell suspended the collection of alcohol excise taxes and business license fees for 60 days, effective March 20, 2020. With this 60 day suspension coming to an end, all businesses will have until June 30 to remit all alcohol excise tax returns and payments without penalty or interest. Additionally, all businesses that have not completed the annual business license renewal will have until June 30 to file their renewal without penalty or interest. Learn More.
  • Roswell Mayor Lori Henry has issued an updated Executive Order in conjunction with the Governor Kemp’s May 12 Executive Order, which renews the statewide state of emergency and sheltering in place for those at high-risk through June 12, continues to mandate physical distancing measures, and updates requirements and timelines for businesses and resumption of certain programs and activities.As a result of the Governor’s new Order, as well as guidance from state and federal authorities, the City of Roswell has decided to reopen some facilities and start/restart certain programs. However, Roswell Mayor Lori Henry emphasized that City leadership is moving forward cautiously, attentive to continual updates and data reported by the Georgia Department of Health and the Fulton County Board of Health. To read the full executive order issued on May 13, click here.
  • Roswell businesses may place temporary business signage on their property without obtaining a temporary sign permit. The signs still must follow the city’s current code standards. Signs placed in the public right-of-way will be removed by code enforcement.
  • Roswell Municipal Court will be closed until June 18. Court staff will contact affected individuals to reschedule court dates. For more information, call 770-641-3790.

For more information, visit RoswellGov.com/Coronavirus.

Roswell Coffee Connect: Virtual Edition

Join us for the virtual edition of our Roswell Coffee Connect series. While we need to physically distance ourselves, it’s more important than ever to connect with each other. Grab a cup of coffee or tea and join us via Zoom for a morning of networking with Roswell businesses! This FREE event will be limited to the first 30 registered attendees. Given the limited capacity of these events, we ask that businesses only register for 1-2 events per month. Register.

Upcoming Events:

  • Wednesday, June 3 @ 9:00 a.m.
  • Friday, June 12 @ 9:00 a.m.
  • Wednesday, June 17 @ 9:00 a.m.
  • Friday, June 26 @ 9:00 a.m.

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FREE Webinar Series: Economic Recover in North Fulton

We’re proud to partner with the Greater North Fulton Chamber on the June webinar series: Economic Recovery in North Fulton. Join us for this virtual series every Thursday in June to hear how North Fulton leaders are managing change and planning for recovery.

Upcoming Events:

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FREE Webinar: After COVID-19, Ways to Pivot Your Business to Succeed
This program, developed by University of Georgia SBDC business consultants and offered in coordination with the Georgia Department of Economic Development and the Georgia Department of Community Affairs, will walk entrepreneurs and small business owners through the steps necessary to pivot their business after COVID-19.
Topics include:
  • Re-writing your business plan
  • Financial best practices
  • Communications strategies
  • Resources to pivot for success
Webinars are offered by region. During the program, you will have the opportunity to connect with your regional GDEcD and DCA representative as well as your local UGA SBDC team. Roswell is located in Region 3.
Upcoming Webinars:
June 2 at 4:00 p.m.

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Telework Webinar Series

Georgia Commute Options is hosting a FREE Telework Webinar Series to share information about managing objectives and deliverables while teleworking, collaborating through technology, supporting good working habits and more.

Georgia Department of Labor (GDOL)

Georgia DOL is committed to providing a wide array of services to assist businesses in hiring, training, and retaining skilled, highly-qualified employees. Some of the high value, customized workforce solutions Georgia DOL provides at no cost to businesses include the following: Recruitment and Job Postings, Labor Market Information, Assistance with Employment Related Laws, Assistance with Tax Credits and Veteran Services.

For more information, visit dol.georgia.gov and employgeorgia.com.

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Greater North Fulton Chamber

The Greater North Fulton Chamber is the only regional chamber in North Fulton and serves as the recognized leader for business growth, talent development and regional prosperity. The Chamber recently launched NorthFultonJobs.com as a workforce development initiative connecting jobs and talent in North Fulton.

For more information, contact Mark Goodman at mgoodman@gnfcc.com.

Upcoming Virtual Job Fairs:

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Metro Atlanta eXChange (MAX)

MAX  exists to convene and connect the workforce development community in the Atlanta region. It also serves as a catalyst for empowering and aligning workforce development efforts to meet the needs of employers across the region. MAX oversees a virtual job board as a resource for both job seekers and employers in the Atlanta area. 

If you are a job seeker, visit metroatlantaexchange.org/events/?tribe_events_cat=job-seeker.

If you are an employer, visit http://metroatlantaexchange.org/events/?tribe_events_cat=employer.

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The Drake House

The Drake House provides short-term crisis housing, education and empowerment programs for homeless, single mothers and their children in North Metro Atlanta. Designed to provide stability for the children and assist the family in working toward self-sufficiency, the Drake House employs career coaches to walk alongside mothers as they seek employment. To combat the barrier of transportation, the Drake House provides mothers with Marta passes to get to and from work. 

For more information, contact Shirlene Anderson at sanderson@thedrakehouse.org.

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North Fulton Community Charities (NFCC)

NFCC assists individuals and families living in the North Fulton area with a variety of emergency needs. In an effort to move individuals from unemployed to employed, NFCC Job & Career Coaches partner with the local business community to match skills and experience of workers with immediate employment needs.

For more information, contact Eden Purdy at epurdy@nfcchelp.org

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First Step Staffing

First Step Staffing helps individuals transitioning from homelessness secure sustainable income through employment in local businesses. First Step also provides transportation assistance through its vanpool.  

For more information, contact Amelia Nickerson at amelia@firststepstaffing.com or 404-276-5794.

The USHCC and Wells Fargo in partnership with The Georgia Hispanic Chamber of Commerce and other 6 chamber of commerce nationwide will administer a six-month long accelerator program designed to help small scalable HBEs Avanzar “advance” and take their business to the next level. The goal is to build their skills to become stronger business owners and help them scale their small business to eventually become an enterprise.
Both local Hispanic chambers of commerce will promote the application and select 10 program participants for the year.
Participant Criteria
  • Hispanic businesses between $100K – $ 250K in revenue
  • Must be an established business with at least 3 years of operations
  • Must have a business that in the long term is scalable into an enterprise
  • Be in good membership standing with the local chamber of commerce

APPLY HERE

Roswell PPE Suppliers

Several Roswell companies produce or have access to PPE supplies. We have compiled a list of suppliers/manufactures that have offered access of these supplies publicly. Download List.

If your company manufactures or has access to PPE and would like to be added to this list, please contact Kimberly Allred, kimberly@roswellinc.org.

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Georgia COVID-19 PPE Suppliers

Many Georgia companies have joined the fight against the COVID-19 pandemic by providing critical health care supplies to those on the front lines of this fight: health care workers, first responders and law enforcement, food service industry employees, logistics workers, and reopening small businesses.

The Georgia Department of Economic Development is pleased to make this list accessible to the public. Learn More.

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Help Georgia Fight COVID-19

The Georgia Department of Economic Development (GDEcD) is leading the state’s charge to identify manufacturers and distributors across Georgia that produce, distribute, or store critical health care supplies that are already limited in supply or may become scarce in the weeks ahead. GDEcD is also looking for facilities that can be repurposed for the production of these vital products.

Is your business able to provide assistance and resources with either existing or adaptable production lines and facilities? Please complete this form.

  • The Centers for Disease Control and Prevention has a variety resources available on its website to help businesses plan, prepare and respond to COVID-19. These include general business FAQs and industry specific guidance. Learn More.
  • The CDC has launched a very comprehensive page on its website that covers Reopening Guidance for Cleaning and Disinfecting.
Notice:

On Friday, April 24, the President signed into law a $484 billion stimulus package, allocating an additional $310 billion for the Paycheck Protection Program and $60 billion for SBA Economic Injury Disaster Loans and Grants. 

The SBA resumed accepting Paycheck Protection Program applications from participating lenders on April 27, and resumed processing EIDL applications that were submitted before the portal stopped accepting new applications on April 15 and will be processing these applications on a first-come, first-served basis. SBA will begin accepting new Economic Injury Disaster Loan (EIDL) and EIDL Advance applications on a limited basis only to provide relief to U.S. agricultural businesses. Learn more.

Our team will continue to monitor this situation and provide additional information as it becomes available.

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The Coronavirus Aid, Relief, and Economic Security (CARES) Act, signed into law on March 27, allocates $349 billion to help small businesses keep workers employed amid the current circumstances they are encountering. The CARES Act provides funding for the Paycheck Protection Program, modifies the existing Economic Injury Disaster Loan (EIDL) program and provides immediate loan payment relief for current SBA 7(a) borrowers.

The UGA Small Business Development Center, Georgia Department of Community Affairs, and Georgia Department of Economic Development have released an overview and comparison of the different emergency loans available to small businesses. 

Key components and eligibility requirements of each option are included in the email content below. These resources can also be accessed through the following links. The Grid comparison provides a side-by-side comparison of the programs.

**If you are interested in taking advantage of one of these emergency loan options, please contact your CPA, banker, and/or attorney to discuss.**

Program Comparison

SBA Guaranteed Loan Payment Relief

The Small Business Administration (SBA) will pay the principal, interest, and any associated fees owed on guaranteed loans as follows:

  • Existing borrower not on deferment: 6 months beginning with the next payment due.
  • Existing borrower on deferment: 6 months of payments beginning with the next payment due on the loan after the deferment period; and
  • New borrower: 6 months of payments beginning with the first payment due on the loan, but only for new loans made within the first six months starting from the date of enactment 
Economic Injury Disaster Loan (EIDL)
  • Eligibility: Businesses with 500 employees or fewer. Includes sole proprietorships, independent contractors, cooperatives, ESPOs and tribal small business with <= 500 employees.
  • Up to $2 million can be provided to help meet financial obligations and operating expenses that could have been met if the disaster did not occur, think of this as working capital.
  • Loans can be made based solely on credit scores.
  • The interest rate on EIDLs will be 3.75% interest rate for small businesses.
  • The first 12 payments will be deferred and not become due until one year after the original disbursement. Interest does accrue during this time.
  • The term of these loans will be up to 30 years.
Emergency Economic Injury Disaster Loan (EIDL) Advance
  • Eligibility: Advances are available to small businesses, sole proprietors, independent contractors, tribal businesses, as well as cooperatives and employee-owned businesses in operation on January 31, 2020.
  • For those that apply for the Economic Injury Disaster Loan (EIDL) listed above, an ADVANCE of up to $10,000 will be provided to small businesses within several days of applying for the loan.
  • The advance does not need to be repaid, even if the grantee is subsequently denied an EIDL.
  • Funds can be used to provide paid sick leave to employees, maintain payroll, meet increased production costs due to supply chain disruptions, or pay business obligations, including debts, rent and mortgage payments.
Small Business “Paycheck Protection Program” (PPP)

A new $349 billion lending program under the existing SBA 7(a) program. The SBA guarantee of PPP loans will be 100% through the end of 2020. PPP loan payments will be deferred for a minimum of 6 and up to 12 months. Loans will be administered through local and regional banks; any federally regulated bank may become an SBA lender for this purpose. The Department of the Treasury will issue regulations for these loans quickly.

  • The interest rate will not exceed 4%; currently fixed at 1%.
  • Eligibility:
    • Small businesses as defined by SBA size standards, generally up to 500 employees, but up to 1,500 employees depending on the sector as certain sectors are based on revenue.
    • Sole proprietors, the self-employed, and independent contractors.
  • Regulatory Streamlining:
    • SBA’s standard “no credit elsewhere” test is waived.
    • No personal guarantee or collateral required.
    • No additional fees will be applied to these loans.
  • Size of loans: Up to $10 million. Loan amount is based on recent payroll costs, compensation paid to individuals, including the self-employed. Compensation in excess of $100,000 a year to any individual is excluded.
  • Requirements: The business must certify the loan will be used to retain workers, maintain payroll, make mortgage or lease payments, and pay utilities.
  • Loans may be forgiven, up to an amount equaling eligible payroll, mortgage interest, rent and utility cost, incurred during the 8-week period starting from loan origination. Compensation in excess of $100,000 a year to any individual, independent contractor or sole proprietor will not qualify for forgiveness.
    • Non-payroll costs cannot make up more than 25% of the loan forgiveness amount.
    • Loan forgiveness is reduced by layoffs or pay reductions in excess of 25%.
    • Loan forgiveness is not treated as taxable income.

CARES Act Business Resources

The U.S. Chamber has developed new and updated resources to assist businesses under the CARES Act (Phase III bill).
The U.S. Department of Treasury issued additional guidance regarding the Paycheck Protection Program, which will provide up to $349 billion toward job retention and certain other expenses.
Small businesses and eligible nonprofit organizations, Veterans organizations, and Tribal businesses described in the Small Business Act, as well as individuals who are self-employed or are independent contractors, are eligible if they also meet program size standards.

Roswell Rotary CARES Act Chat

Kevin Suchecki with Synovus, William Lindsey a CPA and Steve Stroud have a chat about the various relief options in the Care Act and available through the SBA.

As full details become available about how small businesses can take advantage of this program, we will share them with you here.
Notice:

On Friday, April 24, the President signed into law a $484 billion stimulus package, allocating an additional $310 billion for the Paycheck Protection Program and $60 billion for SBA Economic Injury Disaster Loans and Grants. 

The SBA resumed accepting Paycheck Protection Program applications from participating lenders on April 27, and resumed processing EIDL applications that were submitted before the portal stopped accepting new applications on April 15 and will be processing these applications on a first-come, first-served basis. SBA will begin accepting new Economic Injury Disaster Loan (EIDL) and EIDL Advance applications on a limited basis only to provide relief to U.S. agricultural businesses. Learn more.

Our team will continue to monitor this situation and provide additional information as it becomes available.

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Economic Injury Disaster Loans and Loan Advance

The Small Business Administration (SBA) has officially designated Georgia as a disaster area, which means small businesses and nonprofits in Georgia can now apply for economic injury disaster recovery loans of up to $2 million per loan/business to assist small businesses impacted by COVID-19.

These economic injury disaster loans can help small businesses overcome the temporary loss of revenue they are experiencing. Loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact. This presentation contains a full overview of the program.

—— > Learn more and apply for a loan at sba.gov/disaster.

Additionally, small business owners in all U.S. states, Washington D.C., and territories are eligible to apply for an Economic Injury Disaster Loan advance of up to $10,000. The loan advance will provide economic relief to businesses that are currently experiencing a temporary loss of revenue. Funds will be made available within three days of a successful application, and this loan advance will not have to be repaid. Click here to learn more about available relief options.

**Loan Comparison Overview available under the CARES Act section of this page

SBA Express Bridge Loans

Express Bridge Loan Pilot Program allows small businesses who currently have a business relationship with an SBA Express Lender to access up to $25,000 with less paperwork. These loans can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing and can be a term loans or used to bridge the gap while applying for a direct SBA Economic Injury Disaster loan. If a small business has an urgent need for cash while waiting for decision and disbursement on Economic Injury Disaster Loan, they may qualify for an SBA Express Disaster Bridge Loan. Learn more.

Additional SBA News & Resources
  • The SBA announced on March 23 changes to help borrowers still paying back SBA loans from previous disasters. By making this change, deferments through December 31, 2020, will be automatic. Now, borrowers of home and business disaster loans do not have to contact SBA to request deferment. Read more.
  • The SBA has a wealth of resources available on its website that cover everything from guidance for business and employers during COVID-19 to information about programs to assist with access to capital and exporting. Learn more.
Federal Pandemic Unemployment Compensation (FPUC) Program 

The FPUC program, provides an additional $600 weekly payment to any individual eligible for any of the Unemployment Compensation programs – State and Federal. The GDOL will begin sending this additional payment to those currently receiving state unemployment benefits beginning this week. This supplement will be an additional payment to regular weekly state unemployment benefits and will include all eligible weeks beginning with the week ending 4/4/2020.

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Families First Coronavirus Response Act (FFCRA) Effective April 1
The Families First Coronavirus Response Act (FFCRA) gives businesses with fewer than 500 employees the funds to provide employees with paid leave, either for the employee’s own health needs or to care for family members.
The FFCRA goes into effect Wednesday, April 1 and applies to leave taken between April 1 and December 31, 2020. The legislation enables employers to keep workers on their payrolls, while at the same time ensuring workers are not forced to choose between their paychecks and the public health measures needed to combat COVID-19.
Below is a basic overview about FFCRA. Our goal is to provide these FAQs to you as a refresher about what the act entails and how it may impact your business.
This is not a comprehensive overview of the program. This is simply a starting point.
For in-depth information, including employee rights, which employees qualify, requirements of employers, employee notice rules, qualifying reasons for paid leave, how it applies to teleworking, duration of pay, calculating pay for full- time and part-time employees, and tax credit information, visit the links below:
Basic FAQs about FFCRA

What is required of employers?

Covered employers must provide to all current employees:
Two weeks (up to 80 hours) of paid sick leave:
  • At regular rate of pay where the employee is unable to work because the employee is quarantined, and/or experiencing COVID-19 symptoms and seeking a medical diagnosis; or
  • At 2/3 rate of pay because the employee is unable to work because of a need to care for an individual subject to quarantine, or care for a child (under 18 years of age) whose school or child care provider is closed or unavailable for reasons related to COVID-19.
 Up to an additional 10 weeks of paid expanded family and medical leave:
  • 2/3 the employee’s regular rate of pay where an employee is unable to work due to a need for leave to care for a child whose school or child care provider is closed or unavailable for reasons related to COVID-19.
  • Employee must have been employed for at least 30 days.


Who is considered a “Covered Employer”?

The paid sick leave and expanded family and medical leave provisions of the FFCRA apply to certain public employers, and private employers with fewer than 500 employees.


Who is considered a “Covered Employee”?

All current employees of covered employers are eligible for two weeks of paid sick time for specified reasons related to COVID-19. Employees employed for at least 30 days are eligible for up to an additional 10 weeks of paid family leave to care for a child under certain circumstances related to COVID-19.


Does my business qualify for an exemption?

A small business is exempt from certain paid sick leave and expanded family and medical leave requirements if providing an employee such leave would jeopardize the viability of the business as a going concern. This means a small business is exempt only if the:
  1. Employer employs fewer than 50 employees;
  2. Leave is requested because the child’s school or place of care is closed, or child care provider is unavailable, due to COVID-19 related reasons; and
  3. An authorized officer of the business has determined that at least one of the three conditions described in Question 58 in this FAQ section is satisfied.


How will I be reimbursed for the paid leave?

Employers receive 100% reimbursement for paid leave pursuant to FFCRA. Private sector employers that provide paid sick leave and expanded family and medical leave required by the FFCRA are eligible for reimbursement of the costs of that leave through refundable tax credits.
Employers may claim tax credits beginning on April 1.
For full information from the IRS about this process, including how to claim a tax credit and receive an advance payment of the credit is available at:
***If you think this program applies to your business, please contact your CPA, banker, and/or attorney to discuss the specifics, along with any potential overlap there may be with the recently approved CARES Act, the federal economic stimulus package, the details of which are still forthcoming.***


What is my employee notice requirement?

Each covered employer must post a notice of the FFCRA requirements in a conspicuous place on its premises. An employer may satisfy this requirement by emailing or direct mailing this notice to employees, or posting this notice on an employee information internal or external website.
Notice must be provided by April 1. 
Unemployment Earnings Exemption Increased to $300 per week

Pursuant to the emergency rule issued on March 26, 2020, an individual can make up to $300 per week without reducing their maximum weekly benefit amount, allowing employees to work reduced hours and still qualify for state weekly benefits and the federal $600 weekly supplement (FPUC). Learn more.

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Federal Pandemic Unemployment Compensation (FPUC) Program 

The FPUC program, provides an additional $600 weekly payment to any individual eligible for any of the Unemployment Compensation programs – State and Federal. The GDOL will begin sending this additional payment to those currently receiving state unemployment benefits beginning this week. This supplement will be an additional payment to regular weekly state unemployment benefits and will include all eligible weeks beginning with the week ending 4/4/2020.

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The Georgia Department of Labor (GDOL) is temporarily suspending in-person requirements for services provided by the agency. In accordance with Governor Kemp’s recommendation, the GDOL is providing online access to unemployment services, partial claim access for employers, and other reemployment services.
What Employers Need to Know
  • Employers are required to file partial claims on behalf of their employees whenever it is necessary to temporarily reduce work hours or there is no work available for a short period. Any employer found to be in violation of this rule will be required to reimburse GDOL for the full amount of unemployment insurance benefits paid to the employee. Learn more.
  • Employers now have two methods of submitting partial claims (now known as employer filed claims) – Multi-Claims Upload or Single Claim Entry. Multi-Claims Upload allows employers to upload an Excel spreadsheet using a GDOL template. This method saves time by eliminating the need to manually enter each employee’s information each week.You can simply update earnings information and upload a new spreadsheet for each week. You must download and use the GDOL Excel template. The template is available in the Employer Portal on the File Employer Filed Claims application. Read more and get the template.
Have you already filed an unemployment claim?

The DOL has posted information for both individuals and employers that includes time frames, important details to share with your employees, and ways to check the status of your claim. Read more.

Tax Deadline Changed

The deadlines to both FILE and PAY federal income taxes are extended to July 15, 2020.

The IRS has established a special section of the agency’s website focused on steps to help taxpayers, businesses and others affected by this coronavirus. Their page will be updated as new information is available.

GoFundMe Small Business Relief Fund

The GoFundMe.org Small Business Relief Fund will provide micro-grants to qualifying small businesses negatively impacted by the COVID-19 pandemic. The Small Business Relief Fund is part of the Small Business Relief Initiative—a program supported by GoFundMe. The Small Business Relief Initiative will supply financial assistance and support to businesses across the country by providing grants, tools, and resources to help during the crisis. Learn More.

eBay “Up & Running” Small Business Accelerator Program
eBay is pledging $100 million to help brick-and-mortar small businesses move their goods and services online through their “Up & Running” accelerator program. The offer includes a free basic eBay store for three months and waiving selling fees through June 30 for up to 500 orders. Learn More.
The Red Backpack Fund

The Spanx by Sara Blakely Foundation donated $5 million to support female entrepreneurs in the wake of COVID-19 and teamed up with GlobalGiving to establish The Red Backpack Fund. GlobalGiving will be overseeing the fund, making 1,000 grants of $5,000 each to female entrepreneurs in the U.S. to help alleviate the immediate needs and support the long-term recovery of those impacted by this crisis.

The current round of applications will be open now through May 11 at 12 p.m. ET. The first round of applications were open from April 6 at 12 p.m. ET through April 12 at 11:59 p.m. ET. Final grant recipients from the April application round will be notified by May 15. Final grant recipients from the May application round will be notified by June 12. Each month, The Red Backpack Fund will accept additional applications. The portal will open for applications again on June 1, July 6, and August 3. Learn More.

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Our team is working on collecting information on grants and other financial resources available to businesses. Please contact carisa@roswellinc.org if your company has established a grant program or another financial resource for businesses, or if you know of a program not listed here.

As a resource partner of our organization and the U.S. Small Business Administration, SCORE is committed to continuing its support of businesses, especially during these difficult times. To provide businesses with guidance and assistance related to COVID-19, SCORE has launched its Coronavirus Small Business Resource Hub, which provides information about mentoring, financial assistance and reopening guidance.
The needs of home businesses, sole proprietors, and independent contractors are different than small businesses with storefronts or physical office locations and a payroll of 10-20 employees. Our team has compiled five tips to help these businesses navigate and prepare for the months ahead.
  1. Evaluate SBA Loan and Disaster Recovery Options

    NOTICE:

    On Friday, April 24, the President signed into law a $484 billion stimulus package, allocating an additional $310 billion for the Paycheck Protection Program and $60 billion for SBA Economic Injury Disaster Loans and Grants. 

    The SBA resumed accepting Paycheck Protection Program applications from participating lenders on April 27, and resumed processing EIDL applications that were submitted before the portal stopped accepting new applications on April 15 and will be processing these applications on a first-come, first-served basis. SBA will begin accepting new Economic Injury Disaster Loan (EIDL) and EIDL Advance applications on a limited basis only to provide relief to U.S. agricultural businesses. Learn more.

    Our team will continue to monitor this situation and provide additional information as it becomes available.

    **
    The Coronavirus Aid, Relief, and Economic Security (CARES) Act, signed into law on March 27, allocates $349 billion to help small businesses, which includes options for sole proprietors, self-employed, and independent contractors. Unfamiliar with the programs and need a place to begin your research? We have posted a program comparison under the CARES Act section of this page.

  2. The Coronavirus Aid, Relief, and Economic Security (CARES) Act, signed into law on March 27, allocates $349 billion to help small businesses, which includes options for sole proprietors, self-employed, and independent contractors. Unfamiliar with the programs and need a place to begin your research? We have posted a program comparison under the CARES Act section of this page.Additionally—according to state officials, gig and contract workers will be able to apply for jobless benefits starting Monday. Read the AJC article.
  3. Create a Relationship with a Local Bank
    If you don’t already have a relationship with a local bank and banker, now is a good time to establish and build one. This can be done virtually with any local bank. If you need a place to start, begin with the bank you use personally and research options for sole proprietors and independent contractors. Community and regional bankers are usually connected with other local businesses in your industry, which can make decision making easier and more localized.
  4. Prioritize Online Learning
    Attend webinars and online development programs to stay on top of your industry or develop a new skill and service offering. There are a variety of resources being offered right now, from programs through the Greater North Fulton Chamber to other professional associations.One resource we recommend is SCORE – a partner of the U.S. Small Business Administration. Check out SCORE’s Small Business Resource Hub for FREE webinars, online trainings, and professional development articles during April.You can even sign up to be paired with a professional SCORE mentor, a qualified business partner that can provide you with one-on-one support.
  5. Revisit Your Business Plan
    Now is a good time to dust off your business plan, evaluate your goals, revisit your growth strategy, and create an updated plan for the next 12-36 months. Don’t have a business plan? Numerous resources are available online to assist you in creating one. A great starting point is the Small Business Administration website for tools and templates.
  6. Invest in Your Network
    Relationships are key to doing business. And, more importantly, they are essential to our mental and emotional wellbeing right now. One of the best recommendations we have for sole proprietors and independent contractors is to invest time into building and supporting your professional network.Look for opportunities to help your peers. Identify innovative ways to solve someone’s problem. Invite a business contact to a virtual coffee meeting, just to catch up and connect. Support a local nonprofit doing good in the community.By finding ways to intentionally stay connected with others in this time of social distancing, you will help both your business, and our entire community, come out stronger on the other side.

Our team has been talking with businesses around the clock, counseling them on important steps they can be taking during this time of global uncertainty related to COVID-19. Our biggest piece of advice? To be proactive in asking questions and gathering information.

To help with this, we have compiled our Top 6 recommendations for things your business can be doing right now to prepare for the months ahead.

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6 Things Your Business Can Do Right Now

1. Talk to Your Banker

NOTICE:

On Friday, April 24, the President signed into law a $484 billion stimulus package, allocating an additional $310 billion for the Paycheck Protection Program and $60 billion for SBA Economic Injury Disaster Loans and Grants. 

The SBA resumed accepting Paycheck Protection Program applications from participating lenders on April 27, and resumed processing EIDL applications that were submitted before the portal stopped accepting new applications on April 15 and will be processing these applications on a first-come, first-served basis. SBA will begin accepting new Economic Injury Disaster Loan (EIDL) and EIDL Advance applications on a limited basis only to provide relief to U.S. agricultural businesses. Learn more.

Our team will continue to monitor this situation and provide additional information as it becomes available.

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Reach out to your local bank or creditor to discuss your current loan structures, lines of credit, equity lines, and availability of credit. Being proactive and having these conversations now will help you prepare for the weeks and months ahead. Your banker can also be a great local resource to discuss the economic injury disaster loans now available to small businesses and nonprofits in Georgia through the Small Business Administration.  

2. Review Your Lease
Contact your landlord to talk through your current lease and analyze together how you can plan and potentially adjust the agreement and terms to meet the immediate and future needs of both your business and your landlord.

3. Analyze Your Business Insurance
Contact your business insurance agent and discuss and review your current policy and coverage. Make sure you know what your insurance covers and what it doesn’t. Adjust your policy for any needs you anticipate having in the future. This is also a great time to contact your business health insurance provider to discuss your current plan and coverage for you, your employees, and their families.

4. Discuss Your Financial Status With Your CPA
Review your current financial status with your CPA and go over any tax issues you may be facing, such as making payments. Discuss deferral options at the federal, state, and local levels – including corporate tax, sales tax, and business licensing. Lastly, analyze your cash flow projections to help shore up the foundation of your current business.

5. Check With Your Vendors
Take an afternoon and check with all your current vendors and suppliers, such as your copier/printer, phone/internet, utilities, etc. Some are giving customers special offers, discounts, and grace periods to help businesses navigate this uncertain time.

6. Call Your Attorney
Be sure to contact your attorney to talk about your leases, contracts, and policies – as many of us do not read the fine print. Let your attorney know how your business is currently operating and ask for advice to help you over the coming months. 

The U.S. Chamber is working closely with the White House, U.S. government agencies, and foreign government officials to inform and equip businesses with the most important and up-to-date information to prevent the spread of the virus and prepare businesses for the near and long-term impact. Read more here.

The Centers for Disease Control (CDC) has an entire section of its website dedicated to providing guidance to businesses and employers to help them navigate the COVID-19 outbreak. This includes preparing workplaces, reducing transmission among employees, and maintaining healthy business operations.

Please visit the site and help do your part in slowing the spreading of COVID-19.

  • Visit Roswell is tracking which businesses and restaurants are open, and what type of online shopping, takeout and delivery options are available. Visit their Local Community Support page to learn more.
  • A group of restaurants in Roswell have started a program to help schools providing lunches to children who need them. You can purchase gift cards to participating restaurants and then donate the value to a school meal distribution program. The restaurant prepares healthy meal options based on the amount of gift cards purchased. Volunteers pick up the meals and distribute them to the students in need. Learn more.
  • COVID-19 has caused a tremendous strain on our healthcare industry. Wellstar Health System has created a page on its website to provide businesses with information on how they can best assist during these difficult times. If your company is interested in donating supplies/services or making a monetary donation to the Wellstar Foundation click here.
  • Recognize a Healthcare Hero! It’s not too late to send your doctor a message of gratitude and a gift to the Wellstar Foundation in honor of National Doctors’ Day. Your gift will help build upon the resources Wellstar’s physicians use to care for patients every day and can be designated to COVID-19 relief, if you choose. Learn More.

Contact Our Team

Steve Stroud

Steve Stroud
Executive Director, Economic Development

steve@roswellinc.org
Direct: 470.359.6644

Carisa Turner

Carisa Turner
Director of Communications

carisa@roswellinc.org
Direct: 470.359.6646

Ashley Allen

Ashley Allen
Marketing & Creative Specialist

ashley@roswellinc.org
Direct: 470.359.6640

Kimberly Allred

Kimberly Allred
Business Development, Retail and Events

kimberly@roswellinc.org
Direct: 470.359.6645